How are you doing with your coupon journey? I haven’t checked in with you all to see how you are doing.
I set a goal for 2012 to save $10,000. I had a budget of $600 a month last year for groceries. This year I set a goal to spend $400 a month on groceries. How am I doing? So far, I have saved $1,234.15 so far this year on my groceries, add in $645.46 being under $400 per month thru today. A total of $1769.61 in savings, and if I were on my old $600 a month budget, that would have been another $800 saved. So I’m spending less and saving more. We are paying off our debt with the extra money.
Are you saving as much as you wanted? If you are, great and keep it up! If you aren’t, why do you think is keeping you from meeting your goal?
There are several ways that can help you get back on track.
Time – Find a time of day or day you wont’ be interrupted. When my kids are napping or playing outside works for me.
Finding Coupons – Finding the coupons you use can be challenging. Your local paper is a good resource. You can check at Sunday Coupon Preview to see what coupons you should expect before buying the paper. Ask friends for their coupons, join a coupon swap or start one and trade coupons (find a local group in your area or on Facebook). I use Coupon Tom online to help me find coupons, see what is expiring, find BOGO coupons. You can print coupons at Coupons.com, Red Plum too. Use multiple zip codes to locate coupons. Zip Codes 90201, 77477, 03030, 02134 are good to find coupons along with your own zip code.
Matching Sales and Coupons – To save the most money, you have to match coupons with sales. I really like Bargains to Bounty for my match ups for Meijer and Kroger (stores in my area). I like Coupon Diva’s for drugstore deals. Or you can match sales and coupons yourself, I prefer to use sites that match up as it saves time.
Meal Planning – I started using Food on the Table to help me meal plan. I tell them where I shop, what foods I like to eat and they tell me what foods are on sale that I can make those meals with. I think compare to the coupon match ups on Bargains to Bounty so I can get the best deal possible.
Remember it is a journey, not a destination.
What is your barrier to saving money?