I have mentioned before I met my husband, I was living in a house I bought and getting by, by eating grill cheese and tomato soup, spaghetti and no sauce, chips and cheese for dinner. I had stretched my budget tight when I bought the house. Looking back, had he not come into my life at that time, I would have probably lost my house or still be eating grilled cheese and spaghetti without sauce (super healthy right)? I learned a lot during the time I lived there.
So after we got married, we decided to build a house. The slick banker said we could spend $$$ on a house. I said $ is what we want to spend, about half what we were told. So we built lower than we could afford on purpose.
I did this for a couple reasons.
1. I wanted to make it so if one of us lost our jobs, we would be able to still make our house payment.
2. I didn’t want to live pay check to pay check.
3. Grill cheese is great, but not every day.
Looking back it has been a blessing, we had no idea the economy would do what it did. It also caused me to seriously coupon so we could still pay for ‘extra’ things like vacations and items the kids need. I also keep track how much I save each month and use the money saved, to pay down bills. This is a way to help you pay off your debt early and give you ‘extra’ money for daycare, vacations, etc.
We have the same lifestyle with less, but we have so much more.
If you need help getting started couponing, I can help, just ask.